Overview

Who Is Eligible

All regular U.S. full-time employees who work an average of 30 or more hours per week are eligible to enroll in JBPro benefits.

• New hires must submit benefit elections within 15 days of becoming eligible

• Enrollment is completed through the Rippling Benefits Portal

Eligibility Dependents

You may elect coverage for the following qualified dependents:

• Your spouse or domestic partner

• Dependent children up to age 26 (married or unmarried)

When Coverage Begins

• Coverage becomes effective on the first day of the month following your date of hire

  • Example: If you are hired on March 10, coverage begins April 1

When Coverage Ends

• Coverage ends on the last day of the month in which employment ends

• Depending on the circumstances of your termination, you may be eligible to continue coverage through COBRA

COBRA Continuation Coverage

• Administered through Rippling

• COBRA election materials will be mailed within 30 days of coverage ending

• Employees are responsible for the full cost of COBRA premiums

Rippling Help Article: Enroll in COBRA coverage

Initial Enrollment

• New hires have 15 days from their eligibility date to enroll

• If enrollment is not completed within this window, you must wait until the next Open Enrollment unless you experience a Qualifying Life Event (QLE)

Open Enrollment

• Open Enrollment occurs annually in January

• Changes made during Open Enrollment take effect on February 1, 2026

• During Open Enrollment, you may:

  • Enroll in benefits

  • Change medical plans

  • Add or remove dependents

  • Waive coverage

Making Changes During the Plan Year (QLE)

Outside of initial enrollment and Open Enrollment, benefit changes are not permitted unless you experience a Qualifying Life Event (QLE).

Employees are responsible for notifying HR and submitting changes in Rippling within 30 days of the qualifying event. 

Common Qualifying Life Events include:

• Marriage or divorce

• Birth or adoption of a child

• A dependent child reaching age 26

• Change in child custody

• Loss of coverage under a spouse’s or domestic partner’s plan

• Moving to a different state

Failure to submit changes within 30 days of the event may result in waiting until the next Open Enrollment period.

Rippling Help Article: Update your coverage as a US employee following a Qualifying Life Event (QLE)

Waiving Coverage

• To opt out of medical, dental, or vision coverage, you must actively waive coverage in Rippling

• Benefits do not automatically enroll or waive

• Waivers must be completed during:

  • Initial eligibility

  • Open Enrollment

  • A Qualifying Life Event window

Rippling Help Article: Enroll in benefits or waive coverage as a new hire